Below is everything on the site, grouped by what you're trying to price out. The two calculators run entirely in your browser; every guide shows its math and cites the public data behind it. Jump to calculators, breed costs, procedure prices, cost by location, or compare & plan.
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Lifetime cost calculator
Enter a species, size, breed, and ZIP and get a full lifetime cost estimate with a year-by-year breakdown.
How much a dog really costs
The actual lifetime number for a dog, broken down by category and by year.
How much a cat really costs
Real numbers for a cat from kitten to senior, including the costs people forget.
Cost by breed
Full guide pages with per-breed lifetime costs and the health risks that drive them.
- Dog breeds — cost directory40+ dog breed guides plus a sortable comparison table of lifetime cost, size, lifespan, and top health driver.
- Cat breeds — cost directoryMaine Coon, Persian, Ragdoll, Bengal, Siamese, and Sphynx cost guides, plus the cat-breed hub.
Vet procedure & treatment costs
What specific vet events cost, with the price broken down by what actually drives the bill.
- Dog ACL / cruciate surgeryTPLO, TTA, and extracapsular repair ranges — plus the second-knee budget most owners miss.
- Dog dental cleaningWhy the cleaning happens under anesthesia and how extractions swing the price.
- Spay & neuterCosts for dogs and cats, low-cost clinic versus full-service vet.
- Lump / mass removalThe surgery, the anesthesia, and what the pathology adds.
- X-rays & bloodworkWhat routine diagnostics actually cost at the vet.
- BOAS airway surgeryAirway correction for flat-faced breeds — the cost and when it is needed.
- End-of-life & euthanasiaEuthanasia, cremation, and senior care costs, handled plainly.
Cat health & illness costs
The senior-cat conditions and everyday cat spending owners search for most.
- Monthly cost of a catThe real monthly number, by one-, two-, and three-cat household.
- Urinary blockage / FLUTDTreating a blocked cat: the ER visit, hospitalization, and PU surgery.
- Chronic kidney diseaseThe recurring, lifelong cost of managing CKD by IRIS stage.
- HyperthyroidismDaily meds versus the one-time radioiodine cure — and how to run the math.
- Cat dental cleaningCleaning, tooth resorption, and stomatitis costs.
Cost by city & state
Vet and ownership costs vary a lot by region. These pages show the local premium.
- Vet costs by stateHow vet pricing varies across all 50 states plus DC.
- Owning a dog in NYCThe New York City price premium, category by category.
- Owning a dog in Los AngelesWhat a dog costs in LA versus the national average.
- Owning a dog in ChicagoThe Chicago cost picture for dog owners.
- Owning a dog in DallasWhat a dog costs in the Dallas metro.
- Owning a dog in HoustonThe Houston cost picture for dog owners.
- Owning a dog in PhoenixDesert costs — heat, snakes, and Valley Fever — in the Phoenix metro.
Compare & plan
Side-by-side comparisons and budgeting guides for the decision before you adopt.
- Cost by dog sizeHow small, medium, large, and giant change the lifetime total.
- First-year puppy costsThe year-one bill, from purchase to setup to vet.
- First-year kitten costsWhat year one runs — adoption, shots, gear, food and litter.
- Monthly cost of a dogThe real monthly number, by size.
- Dog vs. catWhich is actually cheaper, and by how much.
- Puppy vs. adult dogThe cost difference of adopting an older dog.
- Purebred vs. mixedDoes breed status really change lifetime cost?
- How much to save firstHow big an emergency fund to build before you adopt.
- Is pet insurance worth it?The insurance math, minus the marketing.
- How much does pet insurance cost?Average premiums for dogs and cats, what moves a quote, and how to lower it.
Not sure where to start?
Run your own numbers — species, size, breed, and ZIP.